The Home-Buying Process
1. PARTNER WITH AN EXPERIENCED AGENT
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Guidance through each phase of the home buying process
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Complete needs assessment in Buyer Consultation
2 .GET PRE-APPROVED FOR A LOAN
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Understand what you can afford
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Determine your monthly mortgage payment
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Obtain a pre-approval letter
3. FIND YOUR NEW HOME
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Favorite homes and save them to collections
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Nix homes that don't meet the mark
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Schedule home tours with me
4. MAKE YOUR OFFER AND NEGOTIATE THE TERMS
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Review contract terms, the time limit for the offer, target closing date, etc.
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Negotiate purchase price
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Deliver escrow check (when offer is accepted)
5. UNDER CONTRACT
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Schedule home and termite inspections immediately
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Acquire home insurance and send proof to your lender
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Stay in close contact with your agent, lender, and title company
6. BEFORE YOU CLOSE
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Transfer funds for closing
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Schedule the final property walk-through with me
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Stay in close contact with your agent, lender, and title company
7. CLOSING DAY: WHAT TO BRING
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Bring your certified or cashier's check (no personal checks) in the amount your lender has provided PLUS your driver's license
8. CLOSING DAY
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Sign all documents - closing disclosure, promissory note, new deed, etc.
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Get your keys - congratulations on your new home!